JezK

Edit File: 1771296286.M149603P122079.sadewa.iixcp.rumahweb.com,S=94185,W=96356

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From: "total@otcsb.com.my" <total@otcsb.com.my>
To: "HI SIR/MADAM," <total@otcsb.com.my>
Subject: =?windows-1252?Q?LAST_CALL!!!FINANCE_FOR_NON_FINANCE_PROFESSIONALS_(26-27_Feb_2026)?=
Date: Tue, 17 Feb 2026 08:42:08 +0800
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LAST CALL!!!

CLICK HERE TO DOWNLOAD THE FULL BROCHURE FILE!!!

Pleasecall 012-588 2263

=A0email tojames-otc@outlook.com

=A0

HYBRID PUBLIC PROGRAM

FINANCE FOR NON FINANCE PROFESSIONALS

(** Choose either Zoom OR Physical Session)

Remote Online Training (Via Zoom)=A0=A0&

Wyndham Grand Bangsar Kuala Lumpur Hotel(Physical)

=A0(SBL Khas / HRD Corp Claimable Course)

Date : 26 Feb =A02026 (Thu) =A0=A0 |=A0 9am =96 5pm=A0=A0=A0=A0=A0=A0 =
=A0=A0=A0=A0 =A0=A0=A0=A0=A0By Joyce

27Feb=A02026 (Fri)=A0 =A0=A0|=A0 9am =96 5pm=A0=A0 =
=A0=A0=A0=A0=A0=A0=A0=A0.=A0=A0=A0=A0=A0=A0=A0 =2E

=A0

OVERVIEW

In today=92s changing business conditions and intense competition, there =
is a=20
need for all functional or business heads to grasp, understand and apply =
fundamentals=20
of financial accounting knowledge in respective areas or business units =
to=20
be all rounded professional managers. Moving forward, most functional and =
business=20
managers are expected are deemed =91owners=92 of the profit & loss =
numbers!=20

=A0

By acquiring this skill, this will enable them to better understand and =
analyses=20
financials statements, contribute effectively in the budgeting process =
and=20
makes effective decision in investment and project selection. This =
programme=20
will highlight methods used by finance function which are relevant today =
for=20
management decision support=2E

=A0

Who should attend: Professionals, Senior Managers, Managers, Executives =
who=20
had no formal training in accounting & finance but wish to understand and =
interpret=20
financial statements and enhance financial management & budget setting =
process=2E

=A0

OBJECTIVES=20

On completion of the programme, participants will be able to:-

-=A0=A0=A0=A0=A0=A0 Master the interpretation of financial statements

-=A0=A0=A0=A0=A0=A0 Identify key financial concerns via variance analysis =
for financial=20
sector products=2E

-=A0=A0=A0=A0=A0=A0 Know how to analyse and evaluate key financial =
indicators in view to=20
contribute towards improving organisation=92s performance

-=A0=A0=A0=A0=A0=A0 Understand the concepts, language and basic rules of =
accounting & finance=2E

-=A0=A0=A0=A0=A0=A0 Equip oneself with knowledge in order to effectively =
manage a business=20
organization=2E

=A0

TRAINING APPROACH=20

Where appropriate, activities will include the following:

=B7=A0=A0=A0=A0=A0=A0=A0=A0 Lecture & Videos

=B7=A0=A0=A0=A0=A0=A0=A0=A0 Faciliated Group Discussions & Quiz

=B7=A0=A0=A0=A0=A0=A0=A0=A0 Practical exercises and case studies

=A0

DURATION

2 Days (9.00 am =96 5.00 pm)

=A0

OUTLINE OF WORKSHOP

=A0

DAY 1

=A0

1.=A0=A0=A0=A0=A0=A0 Introduction to Finance Accounting & Finance Analysis

=A0

2.=A0=A0=A0=A0=A0=A0 Building Financial Knowledge:

-=A0=A0=A0=A0=A0=A0=A0 Financial Terminology

-=A0=A0=A0=A0=A0=A0=A0 Practical understanding of practical finance and =
accounting concepts

=A0

3.=A0=A0=A0=A0=A0=A0 Understanding financial statements

-=A0=A0=A0=A0=A0=A0=A0 Types of financial statements: Profit & Loss, Cash =
Flow, Balance Sheet=20
& its importance and usefulness

-=A0=A0=A0=A0=A0=A0=A0 Evaluation business performance and viability =
through:

=B7=A0=A0=A0=A0 Margin analysis

=B7=A0=A0=A0=A0 Return of Investment (ROI), Gearing (leverage) & liquidity =
ratios

-=A0=A0=A0=A0=A0=A0=A0 Learn the golden rule of financial management =
(personal & company=20
finance)

=B7=A0=A0=A0=A0 Working capital management

=B7=A0=A0=A0=A0 Why rich companies get richer?

=B7=A0=A0=A0=A0 Cash versus profit measures

=A0

4.=A0=A0=A0=A0=A0=A0 Management reporting: Variance Analysis

-=A0=A0=A0=A0=A0=A0 Understanding essentials of variance analysis & how =
variances are calculated=2E

-=A0=A0=A0=A0=A0=A0 What causes budget variances?

DAY 2

=A0

5.=A0=A0=A0=A0=A0=A0 Budget process

-=A0=A0=A0=A0=A0=A0 Overview of Top Down and Bottoms Up budgeting and =
forecasting process=20
& methodologies with simple practical exercises=2E

-=A0=A0=A0=A0=A0=A0 Importance of assumptions and SWOT analysis for budget =
setting exercise=2E

-=A0=A0=A0=A0=A0=A0 Identify which cost element which are difficult to =
forecast

-=A0=A0=A0=A0=A0=A0 Capital Expenditure and Revenue Expenditure Concepts=2E

=A0

6.=A0=A0=A0=A0=A0=A0 =A0Understanding budget via understanding of cost

-=A0=A0=A0=A0=A0=A0 Cost element classification

-=A0=A0=A0=A0=A0=A0 Value Costing

-=A0=A0=A0=A0=A0=A0 Costing methods and structure

-=A0=A0=A0=A0=A0=A0 Identify firm=92s Cost drivers

-=A0=A0=A0=A0=A0=A0 Different types of cost =96 fixed, variable

-=A0=A0=A0=A0=A0=A0 Breakeven and contribution analysis

=A0

7.=A0=A0=A0=A0=A0=A0 Cash Flow Statement & Management

-=A0=A0=A0=A0=A0=A0 Ten Tips for Managing Cash Flow for Companies

-=A0=A0=A0=A0=A0=A0 Understanding operating cash flow by work capital =
management

-=A0=A0=A0=A0=A0=A0 Working Capital Management definition and its =
importance in cash flow=20
management

-=A0=A0=A0=A0=A0=A0 Managing company inventories for enhancing cash =
liquidity

-=A0=A0=A0=A0=A0=A0 Understanding Cash Flow Statement Components for =
forecasting

-=A0=A0=A0=A0=A0=A0=A0 Sample CF format case study interpretation=2E

=A0

** Certificate of attendance will be awarded for those who completed the =
course

=A0

ABOUT THE FACILITATOR=20

JOYCE=A0

=95 Chartered Accountant, Fellow ACCA UK (Year 2008) and MIA (Year 2003)
=95 Certified Train the Trainer (TTT), PSMB, 2015 No: 13320
=95 Certified Neuro Linguistic Programme (NLP) Practitioner & Certified =
TimeLine=20
Therapy NLP Coach, 2017 (ABNLP) & Licensed Hypnotherapist (Association of =
Hypnotherapy=20
Practitioners Malaysia AHPM 2017)
=95 Certified Change Management Practitioner (PROSCI USA =96 2017)

=A0

Joyce is a Fellow Member of Chartered Association of Certified =
Accountants=20
(ACCA), United Kingdom (UK) and a Chartered Accountant member of Malaysia =
Institute=20
of Accountants (MIA). Her career began in one of the largest Malaysia =
conglomerate,=20
Berjaya Group of Companies in role of a group financial accountant. She =
then=20
moved into telecommunications (Maxis Communications, Nokia Networks) and =
ICT=20
industry (IBM Malaysia) in various roles in management, business & =
operational=20
finance, finance analysis, planning & budgeting. Since year 2012 & =
beyond,=20
she was headhunted to join one of the established regional and global =
FMCG=20
food/beverage, finance tech and recently, Avon, a global cosmetics single =
and=20
multi -level marketing industry in a senior commercial finance leadership =
role=2E

=A0

Her interest in training and facilitation began in Nokia Networks =
Malaysia=20
when she was requested to train business managers the essentials of =
finance=20
analysis, Sarbannes Oxley (SOX) compliance requirements and =
interpretation=20
of financials=2E

=A0

Due to passion and interest in public speaking, training and development =
she=20
was the Past President of Malaysian Insititute of Human Resource =
Management=20
(MIHRM) Toastmasters Club in year 2007-2008. She successfully obtained =
Advance=20
Communication Bronze, Advanced Communication Silver (ACB, ACS) and =
Competent=20
Leader (CL) communication awards from Toastmasters International, USA.=A0 =
In=20
addition, she was Past President of Rotaract Club of Port Klang =
Centennial,=20
part of Rotary International Organisation=2E

=A0

What you can expect from Joyce is the ability to explain some how complex =
financial=20
concepts in layman=92s terms. Plus point is her vast experience in =
business,=20
finance, accounting & people management gained in Malaysia PLCs and =
global=20
multi-national companies will enriches participants=92 knowledge and =
increases=20
their aptitude for appreciating the intricate subject of Finance and =
Management.=20
She also familiar with training of junior accountants in shared services =
accounting=20
function environment due to exposure in IBM Malaysia in shared services =
regional=20
accounting & finance center.=A0

=A0

She has conducted various programs such as:

=95 Finance for Non Finance Personnel & Managers
=95 Use of Financial Information for Strategic Cost Management
=95 Effective Financial Management.=20
=95 Effective Credit Control Management and Processes
=95 Business Accounting & Accounting Functions=20
=95 Budgeting & Strategic Planning
=95 Financial Wellness & Literacy Workshop: Money and Me programmes=2E
=95 Accounting standards workshop and training

=A0

The list of clients who had benefitted from her expertise were:

=95 PMI Industries Sdn Bhd, & Mackenzie Industries (subsidiaries of Wah =
Seong=20
Group)
=95 Star Media Radio Group of Companies
=95 MyWIN Academy Berhad (Prime Minister=92s Department)
=95 Wah Seong Group Corporation Berhad
=95 Clipsal Manufacturing (Schneider Electric)
=95 Bintulu Development Authority (BDA)
=95 Sudong (subsidiary company of Singtel Telecommunications Inc) Malacca =
& Klang=20

=95 UMW Corporation Berhad SL1M programmes
=95 Gentpac Malaysia (Shared Services Accounting and Finance Center)=20
=95 UEM Edgenta Malaysia Berhad
=95 Construction Industrial Development Berhad (CIDB)
=95 Malaysian Communications and Multimedia Commission (MCMC)
=95 Amway Malaysia Holdings Berhad
=95 Salcon Engineering Berhad
=95 Malakoff Corporation Berhad (MCB) and subsidiaries.=20
=95 Human Resource Development Fund (HRDF) Finance Public Programmes: =
PENJANA=20
for Small & Medium Size (SME)

=A0

(SBL Khas / HRD Corp Claimable Course)

training Fee

14 hours Remote Online Training (Via Zoom)

RM 1,296.00/pax=A0=A0=A0=A0 (excluded 8% SST)  =20

2 days Face-to-Face Training (Physical Training at Hotel)

RM 1,900.00/pax=A0=A0=A0=A0 (excluded 8% SST)

Group Registration: Register 3 participants from the same organization, =
the=20
4th participant is FREE.=20
(Buy 3 Get 1 Free) if =A0Register before 19 Feb 2026.Please act fast to =
grab=20
your favorite training program!=20

=A0

We hope you find it informative and interesting and we look forward to =
seeing=20
you soon=2E

Please act fast to grab your favorite training program! Pleasecall =
012-588=20
2263

or email to james-otc@outlook.com

=A0

=A0Do forward this email to all your friends and colleagues who might be =
interested=20
to attend these programs

=A0

If you would like to unsubscribe from our email list at any time, please =
simply=20
reply to the e-mail and type Unsubscribe

in the subject area. We will remove your name from the list and you will =
not=20
receive any additional e-mail=2E

If you=92ve already unsubscribed but you are still receiving emails, =
kindly check=20
with your IT technician whether another email address=20

is linked to yours.We apologize for any inconvenience caused and =
appreciate=20
your understanding=2E

=A0

Thanks=A0

=A0

Regards

James

OTC Training Centre Sdn Bhd
Mobile No. : 012-5882263

Email address:=A0james-otc@outlook.com

=A0

--f8ef199756b48748be697ab70014bd89
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<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN">
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<head>
<meta content=3D"text/html; charset=3D" http-equiv=3D"content-type">
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<body style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Tahoma, Tahoma">
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'><font=20
color=3D#800080 size=3D5>LAST CALL!!!
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'><a=20
href=3D"https://drive.google.com/file/d/1DEbJZUaQ0AGG-1zZ1FEvhor4LCq8Nw0r/v=
iew?usp=3Dsharing">CLICK=20
HERE TO DOWNLOAD THE FULL BROCHURE FILE!!!</a>
<font=20
size=3D3>Please<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: EN-US'> =
call=20
012-588 2263<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><?xml:namespace=20
prefix =3D "o" ns =3D "urn:schemas-microsoft-com:office:office"=20
/><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'><font=20
size=3D3>&nbsp;email to =
<a><span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'><font=20
size=3D3>james-otc@outlook.com</a><span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p>&nbsp;</o:p>
HYBRID=20
PUBLIC PROGRAM<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 24pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
blue; mso-ansi-language: EN-US'>FINANCE=20
FOR NON FINANCE PROFESSIONALS<o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 18pt; FONT-FAMILY: "Times New Roman",serif; =
BACKGROUND: yellow; COLOR: black; mso-ansi-language: EN-US'>(**=20
Choose either Zoom OR Physical Session)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 14pt; FONT-FAMILY: "Times New Roman",serif; =
mso-ansi-language: EN-US'>Remote=20
Online Training (Via=20
Zoom)&nbsp;&nbsp;&amp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 14pt; FONT-FAMILY: "Times New Roman",serif; =
mso-ansi-language: EN-US'>Wyndham=20
Grand Bangsar Kuala Lumpur Hotel<font=20
size=3D3> (Physical)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US style=3D"FONT-SIZE: 11pt; mso-ansi-language: EN-US"><font=20
face=3DArial>&nbsp;=20
(SBL=20
Khas / HRD Corp Claimable Course)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 14pt; FONT-FAMILY: "Times New Roman",serif; =
mso-ansi-language: EN-US'>Date=20
: 26 Feb &nbsp;2026 (Thu) =
&nbsp;&nbsp;=20
|&nbsp; 9am =96 5pm<span=20
style=3D"COLOR: #0d0d0d">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By=20
Joyce<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 14pt; FONT-FAMILY: "Times New Roman",serif; =
mso-ansi-language: EN-US'>27<span=20
style=3D"COLOR: #0d0d0d"> Feb=20
&nbsp;2026 (Fri)&nbsp; &nbsp;&nbsp;|&nbsp; 9am =96 5pm&nbsp;&nbsp; =
<span=20
style=3D"COLOR: =
#0d0d0d">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<span=20
style=3D"COLOR: white">.<span=20
style=3D"COLOR: #0d0d0d">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; =
<span=20
style=3D"COLOR: white">.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3><span=20
style=3D'FONT-FAMILY: "Times New =
Roman",serif'>OVERVIEW<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>In=20
today=92s changing business conditions and intense competition, there is a =
need=20
for all functional or business heads to grasp, understand and apply =
fundamentals=20
of financial accounting knowledge in respective areas or business units to =
be=20
all rounded professional managers. Moving forward, most functional and =
business=20
managers are expected are deemed =91owners=92 of the profit &amp; loss =
numbers!=20
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>By=20
acquiring this skill, this will enable them to better understand and =
analyses=20
financials statements, contribute effectively in the budgeting process and =
makes=20
effective decision in investment and project selection. This programme =
will=20
highlight methods used by finance function which are relevant today for=20
management decision support.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>Who=20
should attend: Professionals, Senior Managers, Managers, Executives who =
had no=20
formal training in accounting &amp; finance but wish to understand and =
interpret=20
financial statements and enhance financial management &amp; budget =
setting=20
process.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>OBJECTIVES=20
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif'>On completion of the =
programme,=20
participants will be able to:-<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D"FONT-FAMILY: Symbol">-<span=20
style=3D'FONT-SIZE: 7pt; FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Master=20
the interpretation of financial statements<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D"FONT-FAMILY: Symbol">-<span=20
style=3D'FONT-SIZE: 7pt; FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Identify=20
key financial concerns via variance analysis for financial sector=20
products.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D"FONT-FAMILY: Symbol">-<span=20
style=3D'FONT-SIZE: 7pt; FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Know how=20
to analyse and evaluate key financial indicators in view to contribute =
towards=20
improving organisation=92s performance<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D"FONT-FAMILY: Symbol">-<span=20
style=3D'FONT-SIZE: 7pt; FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif'>Understand the concepts, =
language=20
and basic rules of accounting &amp; finance.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D"FONT-FAMILY: Symbol">-<span=20
style=3D'FONT-SIZE: 7pt; FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Equip=20
oneself with knowledge in order to effectively manage a business=20
organization.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>TRAINING=20
APPROACH <span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>Where =
appropriate,=20
activities will include the following:<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D"FONT-FAMILY: Symbol">=B7<span=20
style=3D'FONT-SIZE: 7pt; FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Lecture=20
&amp; Videos<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D"FONT-FAMILY: Symbol">=B7<span=20
style=3D'FONT-SIZE: 7pt; FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif'>Faciliated Group =
Discussions &amp;=20
Quiz<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D"FONT-FAMILY: Symbol">=B7<span=20
style=3D'FONT-SIZE: 7pt; FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Practical=20
exercises and case studies<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3><span=20
style=3D'FONT-FAMILY: "Times New =
Roman",serif'>DURATION<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: EN-US'>2 =
Days=20
(9.00 am =96 5.00 pm)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
OUTLINE=20
OF WORKSHOP<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<div align=3Dcenter>
<table class=3DMsoNormalTable=20
style=3D"BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; =
mso-padding-alt: 0cm 0cm 0cm 0cm"=20
cellSpacing=3D0 cellPadding=3D0 border=3D0>
 =20
 <tr style=3D"mso-yfti-irow: 0; mso-yfti-firstrow: yes; mso-yfti-lastrow: =
yes">
 <td=20
 style=3D"BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext =
1pt solid; WIDTH: 545.45pt; BORDER-BOTTOM: windowtext 1pt solid; =
PADDING-BOTTOM: 0cm; PADDING-TOP: 0cm; PADDING-LEFT: 5.4pt; BORDER-LEFT: =
windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BACKGROUND-COLOR: =
transparent"=20
 vAlign=3Dtop width=3D727>
 <span=20
 lang=3DEN-US=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: red; =
mso-ansi-language: EN-US'>DAY=20
 1<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p>&nbsp;</o:p>
 <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
 style=3D"mso-list: Ignore">1.<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Introduction to =
Finance=20
 Accounting &amp; Finance Analysis<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p>&nbsp;</o:p>
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
 style=3D"mso-list: Ignore">2.<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Building Financial=20
 Knowledge:<o:p></o:p>
 <span=20
 style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Symbol; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Financial=20
 Terminology<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Symbol; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Practical =
understanding of=20
 practical finance and accounting concepts<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p>&nbsp;</o:p>
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
 style=3D"mso-list: Ignore">3.<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Understanding =
financial=20
 statements<o:p></o:p>
 <span=20
 style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Symbol; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Types of financial=20
 statements: Profit &amp; Loss, Cash Flow, Balance Sheet &amp; its=20
 importance and usefulness<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Symbol; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Evaluation business=20
 performance and viability through:<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">=B7<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Margin=20
 analysis<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">=B7<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Return of Investment =
(ROI),=20
 Gearing (leverage) &amp; liquidity ratios<o:p></o:p>
 <span=20
 style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Symbol; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Learn the golden rule =
of=20
 financial management (personal &amp; company finance)<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">=B7<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Working capital=20
 management<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">=B7<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Why rich companies =
get=20
 richer?<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">=B7<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Cash versus profit=20
 measures<o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p>&nbsp;</o:p>
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
 style=3D"mso-list: Ignore">4.<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Management =
reporting:=20
 Variance Analysis<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Understanding =
essentials of=20
 variance analysis &amp; how variances are=20
calculated.<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>What causes budget=20
 variances?<o:p></o:p></td>
 <td=20
 style=3D"BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext =
1pt solid; WIDTH: 557.95pt; BORDER-BOTTOM: windowtext 1pt solid; =
PADDING-BOTTOM: 0cm; PADDING-TOP: 0cm; PADDING-LEFT: 5.4pt; BORDER-LEFT: =
#f0f0f0; PADDING-RIGHT: 5.4pt; BACKGROUND-COLOR: transparent"=20
 vAlign=3Dtop width=3D744>
 <span=20
 lang=3DEN-US=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: red; =
mso-ansi-language: EN-US'>DAY=20
 2<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 lang=3DEN-US=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: red; =
mso-ansi-language: EN-US'>&nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
 style=3D"mso-list: Ignore">5.<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Budget=20
 process<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Overview of Top Down =
and=20
 Bottoms Up budgeting and forecasting process &amp; methodologies =
with=20
 simple practical exercises.<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Importance of =
assumptions and=20
 SWOT analysis for budget setting exercise.<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Identify which cost =
element=20
 which are difficult to forecast<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Capital Expenditure =
and=20
 Revenue Expenditure Concepts.<o:p></o:p>
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>&nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
 style=3D"mso-list: Ignore">6.<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New =
Roman",serif'>&nbsp;Understanding budget=20
 via understanding of cost<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Cost element=20
 classification<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Value=20
 Costing<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Costing methods and=20
 structure<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Identify firm=92s =
Cost=20
 drivers<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Different types of =
cost =96=20
 fixed, variable<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Breakeven and =
contribution=20
 analysis<o:p></o:p>
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>&nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
 style=3D"mso-list: Ignore">7.<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Cash Flow Statement =
&amp;=20
 Management<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Ten Tips for Managing =
Cash=20
 Flow for Companies<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Understanding =
operating cash=20
 flow by work capital management<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Working Capital =
Management=20
 definition and its importance in cash flow=20
management<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Managing company =
inventories=20
 for enhancing cash liquidity<o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Understanding Cash =
Flow=20
 Statement Components for forecasting<o:p></o:p>
 <span=20
 style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Symbol; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif'>Sample CF format case =
study=20
 interpretation.<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p>&nbsp;</o:p></td></tr></table></div>
&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
**=20
Certificate of attendance will be awarded for those who completed the=20
course<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>&nbsp;<span=20
style=3D'FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>ABOUT=20
THE FACILITATOR <span=20
style=3D'FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 16pt; FONT-FAMILY: "Times New Roman",serif; =
mso-ansi-language: EN-US'>JOYCE<span=20
style=3D"TEXT-TRANSFORM: uppercase; COLOR: =
black">&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<ul style=3D"MARGIN-TOP: 0cm" type=3Ddisc>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l1 level1 lfo4; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Chartered=20
 Accountant, Fellow ACCA UK (Year 2008) and MIA (Year =
2003)<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l1 level1 lfo4; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Certified=20
 Train the Trainer (TTT), PSMB, 2015 No: 13320<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l1 level1 lfo4; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Certified=20
 Neuro Linguistic Programme (NLP) Practitioner &amp; Certified TimeLine =
Therapy=20
 NLP Coach, 2017 (ABNLP) &amp; Licensed Hypnotherapist (Association of=20
 Hypnotherapy Practitioners Malaysia AHPM 2017)<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l1 level1 lfo4; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Certified=20
 Change Management Practitioner (PROSCI USA =96 2017)<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New =
Roman"'><o:p></o:p></li></ul>
<font=20
size=3D3><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: =
black'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>Joyce<span=20
style=3D"COLOR: black"> is a Fellow Member of Chartered Association of =
Certified=20
Accountants (ACCA), United Kingdom (UK) and a Chartered Accountant member =
of=20
Malaysia Institute of Accountants (MIA). Her career began in one of the =
largest=20
Malaysia conglomerate, Berjaya Group of Companies in role of a group =
financial=20
accountant. She then moved into telecommunications (Maxis Communications, =
Nokia=20
Networks) and ICT industry (IBM Malaysia) in various roles in management,=20
business &amp; operational finance, finance analysis, planning &amp; =
budgeting.=20
Since year 2012 &amp; beyond, she was headhunted to join one of the =
established=20
regional and global FMCG food/beverage, finance tech and recently, Avon, =
a=20
global cosmetics single and multi -level marketing industry in a senior=20
commercial finance leadership role.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: =
black'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>Her=20
interest in training and facilitation began in Nokia Networks Malaysia =
when she=20
was requested to train business managers the essentials of finance =
analysis,=20
Sarbannes Oxley (SOX) compliance requirements and interpretation of=20
financials.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: =
black'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>Due to=20
passion and interest in public speaking, training and development she was =
the=20
Past President of Malaysian Insititute of Human Resource Management =
(MIHRM)=20
Toastmasters Club in year 2007-2008. She successfully obtained Advance=20
Communication Bronze, Advanced Communication Silver (ACB, ACS) and =
Competent=20
Leader (CL) communication awards from Toastmasters International, =
USA.&nbsp; In=20
addition, she was Past President of Rotaract Club of Port Klang =
Centennial, part=20
of Rotary International Organisation.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: =
black'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>What you=20
can expect from Joyce is the ability to explain some how complex =
financial=20
concepts in layman=92s terms. Plus point is her vast experience in =
business,=20
finance, accounting &amp; people management gained in Malaysia PLCs and =
global=20
multi-national companies will enriches participants=92 knowledge and =
increases=20
their aptitude for appreciating the intricate subject of Finance and =
Management.=20
She also familiar with training of junior accountants in shared services=20
accounting function environment due to exposure in IBM Malaysia in shared=20
services regional accounting &amp; finance center.&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: =
black'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>She has=20
conducted various programs such as:<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<ul style=3D"MARGIN-TOP: 0cm" type=3Ddisc>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 level1 lfo5; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Finance=20
 for Non Finance Personnel &amp; Managers<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 level1 lfo5; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Use=20
 of Financial Information for Strategic Cost Management<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 level1 lfo5; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Effective=20
 Financial Management. <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 level1 lfo5; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Effective=20
 Credit Control Management and Processes<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 level1 lfo5; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Business=20
 Accounting &amp; Accounting Functions <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 level1 lfo5; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Budgeting=20
 &amp; Strategic Planning<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 level1 lfo5; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Financial=20
 Wellness &amp; Literacy Workshop: Money and Me programmes.<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 level1 lfo5; =
mso-line-height-alt: 1.0pt"><font=20
 size=3D3><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-fareast-font-family: "Times New Roman"'>Accounting=20
 standards workshop and training<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New =
Roman"'><o:p></o:p></li></ul>
<font=20
size=3D3><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: =
black'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>The list=20
of clients who had benefitted from her expertise were:<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<ul style=3D"MARGIN-TOP: 0cm" type=3Ddisc>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>PMI Industries Sdn Bhd, &amp; Mackenzie Industries =
(subsidiaries of Wah=20
 Seong Group)<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Star Media Radio Group of =
Companies<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>MyWIN Academy Berhad (Prime Minister=92s=20
 Department)<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Wah Seong Group Corporation Berhad<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Clipsal Manufacturing (Schneider=20
Electric)<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Bintulu Development Authority =
(BDA)<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Sudong (subsidiary company of Singtel Telecommunications Inc) =
Malacca=20
 &amp; Klang <o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>UMW Corporation Berhad SL1M =
programmes<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Gentpac Malaysia (Shared Services Accounting and Finance =
Center)=20
 <o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>UEM Edgenta Malaysia Berhad<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Construction Industrial Development Berhad=20
 (CIDB)<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Malaysian Communications and Multimedia Commission=20
 (MCMC)<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Amway Malaysia Holdings Berhad<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Salcon Engineering Berhad<o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Malakoff Corporation Berhad (MCB) and subsidiaries.=20
 <o:p></o:p></li>
 <li class=3DMsoListParagraph=20
 style=3D"COLOR: black; TEXT-ALIGN: justify; MARGIN: 0cm; mso-list: l3 =
level1 lfo5; mso-line-height-alt: 1.0pt"><span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-fareast-font-family: =
"Times New Roman"'><font=20
 size=3D3>Human Resource Development Fund (HRDF) Finance Public =
Programmes:=20
 PENJANA for Small &amp; Medium Size =
(SME)<o:p></o:p></li></ul>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: =
black'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><o:p></o:p>
(SBL=20
Khas / HRD Corp Claimable Course)<o:p></o:p>
<div align=3Dcenter>
<table class=3DMsoNormalTable=20
style=3D"WIDTH: 661pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; =
mso-padding-alt: 0cm 0cm 0cm 0cm"=20
cellSpacing=3D0 cellPadding=3D0 width=3D881 border=3D0>
 =20
 <tr style=3D"HEIGHT: 17.1pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes">
 <td=20
 style=3D"BORDER-TOP: #a6a6a6 1pt solid; HEIGHT: 17.1pt; BORDER-RIGHT: =
#a6a6a6 1pt solid; WIDTH: 661pt; BACKGROUND: #ceddea; BORDER-BOTTOM: =
#f0f0f0; PADDING-BOTTOM: 2.9pt; PADDING-TOP: 2.9pt; PADDING-LEFT: 2.9pt; =
BORDER-LEFT: #a6a6a6 1pt solid; PADDING-RIGHT: 2.9pt"=20
 width=3D881 colSpan=3D2>
 training=20
 Fee<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: =
"Calibri",sans-serif'><o:p></o:p></td></tr>
 <tr style=3D"HEIGHT: 30.55pt; mso-yfti-irow: 1">
 <td=20
 style=3D"BORDER-TOP: #a6a6a6 1pt solid; HEIGHT: 30.55pt; BORDER-RIGHT: =
#a6a6a6 1pt solid; WIDTH: 319.45pt; BORDER-BOTTOM: #a6a6a6 1pt solid; =
PADDING-BOTTOM: 2.9pt; PADDING-TOP: 2.9pt; PADDING-LEFT: 2.9pt; =
BORDER-LEFT: #a6a6a6 1pt solid; PADDING-RIGHT: 2.9pt; BACKGROUND-COLOR: =
transparent"=20
 width=3D426>
 14=20
 hours Remote Online Training (Via=20
 Zoom)<o:p></o:p>
 RM=20
 1,296.00/pax&nbsp;&nbsp;&nbsp;&nbsp; (excluded 8% SST)<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: =
"Calibri",sans-serif'><o:p></o:p></td>
 <td=20
 style=3D"BORDER-TOP: #a6a6a6 1pt solid; HEIGHT: 30.55pt; BORDER-RIGHT: =
#a6a6a6 1pt solid; WIDTH: 341.55pt; BORDER-BOTTOM: #a6a6a6 1pt solid; =
PADDING-BOTTOM: 2.9pt; PADDING-TOP: 2.9pt; PADDING-LEFT: 2.9pt; =
BORDER-LEFT: #f0f0f0; PADDING-RIGHT: 2.9pt; BACKGROUND-COLOR: =
transparent"=20
 width=3D455>
 2=20
 days Face-to-Face Training (Physical =
Training=20
 at Hotel)<o:p></o:p>
 RM=20
 1,900.00/pax&nbsp;&nbsp;&nbsp;&nbsp; (excluded 8% SST)<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: =
"Calibri",sans-serif'><o:p></o:p></td></tr>
 <tr style=3D"HEIGHT: 30.55pt; mso-yfti-irow: 2; mso-yfti-lastrow: yes">
 <td=20
 style=3D"BORDER-TOP: #f0f0f0; HEIGHT: 30.55pt; BORDER-RIGHT: #a6a6a6 =
1pt solid; WIDTH: 661pt; BORDER-BOTTOM: #a6a6a6 1pt solid; PADDING-BOTTOM: =
2.9pt; PADDING-TOP: 2.9pt; PADDING-LEFT: 2.9pt; BORDER-LEFT: #a6a6a6 1pt =
solid; PADDING-RIGHT: 2.9pt; BACKGROUND-COLOR: transparent"=20
 width=3D881 colSpan=3D2>
 Group=20
 Registration: Register=20
 3 participants from the same organization, the 4th participant is =
FREE.=20
 (Buy 3 Get 1 Free) if &nbsp;Register=20
 before 19 Feb =
2026.<span=20
 style=3D"COLOR: #ee0000"> Please act fast to grab your =
favorite=20
 training program! <span=20
 style=3D"FONT-SIZE: 10pt; LINE-HEIGHT: =
115%"><o:p></o:p></td></tr></table></div>
<a name=3D_Hlk61620322></a><a =
name=3D_Hlk129099582></a><font=20
size=3D3><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; BACKGROUND: aqua; COLOR: =
black'>&nbsp;
<font=20
size=3D3>We hope=20
you find it informative and interesting and we look forward to seeing you=20
soon.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>Please=20
act fast to grab your favorite training program! Please call =
012-588=20
2263<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'><font=20
size=3D3>or email to <a><font=20
size=3D3>james-otc@outlook.com</a><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif'><o:p><font=20
size=3D3>&nbsp;</o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'><font=20
size=3D3>&nbsp;<a name=3D_Hlk132667902></a><a=20
name=3D_Hlk179321973></a><a name=3D_Hlk150119406><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902">=20
</a><span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: red'>Do forward this =
email=20
to all your friends and colleagues who might be interested to attend =
these=20
programs<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
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Roman",serif'><o:p></o:p>
<font=20
size=3D3><span=20
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style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: =
red'>&nbsp;<span=20
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style=3D"mso-bookmark: _Hlk179321973"><span=20
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Roman",serif'><o:p></o:p>
<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
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style=3D"mso-bookmark: _Hlk132667902">If=20
you would like to unsubscribe from our email list at any time, please =
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reply to the e-mail and type Unsubscribe=20
<o:p></o:p>
<font=20
size=3D3><span=20
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the subject area. We will remove your name from the list and you will not=20
receive any additional e-mail<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902">.<span=20
style=3D"BACKGROUND: white; COLOR: #c00000">=20
<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
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style=3D'FONT-SIZE: 11pt; FONT-FAMILY: "Times New Roman",serif; =
BACKGROUND: white; COLOR: =
#c00000'><o:p></o:p>
<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
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check with your IT technician whether another email address=20
<o:p></o:p>
<font=20
size=3D3><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; BACKGROUND: white; COLOR: =
#c00000'>is=20
linked to yours.We apologize for any inconvenience caused and appreciate =
your=20
understanding.<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><o:p></o:p>
<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><o:p>&nbsp;</o:p>
<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><o:p><font=20
size=3D3>&nbsp;</o:p>
<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><font=20
face=3DArial>Thanks&nbsp;<o:p></o:p></sp=
an>
<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><a=20
name=3D_Hlk136959115></a><a name=3D_Hlk181087907><span=20
style=3D"mso-bookmark: _Hlk136959115"><o:p>&nbsp;</o:p></a>
<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><span=20
style=3D"mso-bookmark: _Hlk181087907"><span=20
style=3D"mso-bookmark: _Hlk136959115"><font=20
face=3DArial>Regards<o:p></o:p></=
span>
<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><span=20
style=3D"mso-bookmark: _Hlk181087907"><span=20
style=3D"mso-bookmark: _Hlk136959115"><font=20
face=3DArial>James<o:p></o:p></sp=
an>
<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><span=20
style=3D"mso-bookmark: _Hlk181087907"><span=20
style=3D"mso-bookmark: _Hlk136959115">OTC Training Centre Sdn=20
Bhd <span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><span=20
style=3D"mso-bookmark: _Hlk181087907"><span=20
style=3D"mso-bookmark: _Hlk136959115">Mobile No. :=20
012-5882263<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><span=20
style=3D"mso-bookmark: _Hlk181087907"><span=20
style=3D"mso-bookmark: _Hlk136959115"><o:p></o:p><=
/p><span=20
style=3D"mso-bookmark: _Hlk150119406">
<span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><span=20
style=3D"mso-bookmark: _Hlk181087907"><span=20
style=3D"mso-bookmark: _Hlk136959115">Email=20
address:&nbsp;<a><font=20
face=3DArial><span=20
style=3D"mso-bookmark: _Hlk132667902"><span=20
style=3D"mso-bookmark: _Hlk181087907"><span=20
style=3D"mso-bookmark: _Hlk136959115">james-otc@outlook.com<span=20
style=3D"mso-bookmark: _Hlk179321973"><span=20
style=3D"mso-bookmark: _Hlk132667902"><span=20
style=3D"mso-bookmark: _Hlk181087907"><span=20
style=3D"mso-bookmark: =
_Hlk136959115"></a><span=20
style=3D"mso-bookmark: _Hlk136959115"><span=20
style=3D"mso-bookmark: _Hlk181087907"><span=20
style=3D"mso-bookmark: _Hlk132667902"><span=20
style=3D"mso-bookmark: _Hlk179321973"><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p>&nbsp;</o:p>

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