JezK

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From: "all@otcmsdnbhd.com.my" <all@otcmsdnbhd.com.my>
To: "HI SIR/MADAM," <all@otcmsdnbhd.com.my>
Subject: =?windows-1252?Q?ESSENTIAL_COST_BENEFIT_ANALYSIS_(15_=96_16_APR_2026)?=
Date: Fri, 20 Feb 2026 04:48:49 +0800
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CLICK HERE TO DOWNLOAD THE FULL BROCHURE FILE!!!

Pleasecall 012-588 2263

=A0email tojames-otc@outlook.com

=A0

HYBRID PUBLIC PROGRAM

ESSENTIAL COST BENEFIT ANALYSIS

(** Choose either Zoom OR Physical Session)

Remote Online Training (Via Zoom)=A0=A0&

Dorsett Grand Subang Hotel, Selangor=A0 (Physical)

=A0(SBL Khas / HRD Corp Claimable Course)

Date : 15 Apr2026 (Wed) |=A0 9am =96 5pm=A0=A0=A0=A0=A0=A0 =A0By Joyce

=A0=A0=A0=A0=A0=A0=A0=A0 16 Apr 2026 (Thu)=A0 |=A0 9am =96 5pm=A0=A0 =
=A0=A0=A0=A0=A0=A0=A0=A0.=A0=A0=A0=A0=A0=A0=A0 =2E

=A0

OVERVIEW

The cost benefit analysis course picks up on essential aspects of =
business=20
and financial acumen to further develop the skills and confidence for =
investment=20
decision making. Cost-benefit analysis (CBA) involves the use of =
microeconomics=20
to formally assess the costs and benefits of different projects or =
investments.=20

=A0

By acquiring this required skill of constructing cost benefit analysis, =
it=20
will contribute effectively to the organization performance by improving =
business=20
decision making skill. This programme will highlight methods used by top =
management=20
from business and finance function which are relevant today for =
organisation=20
long term success=2E

=A0

This course provides you with the conceptual foundations, framework and =
practical=20
knowledge you will need to both conduct CBA.=20

=A0

Who should attend: Staff with financial responsibility or seeking a =
refresher=20
in analysis, business finance analysts, commercial accountants, project =
managers,=20
budget analysts, vice presidents of finance, controllers and treasurers.=20

=A0

OBJECTIVES

On completion of the programme, participants will be able to:-

1.=A0=A0=A0=A0=A0 Understand the advantages of cost-benefits analysis =
(CBA) in an increasingly=20
dynamic and fast changing world

2.=A0=A0=A0=A0=A0 Contribute more effectively in corporate investment =
strategy by taking=20
a more proactive and forward looking approach in costs reduction and =
generating=20
value ie benefits=2E

3.=A0=A0=A0=A0=A0 Understand and design the Cost-Benefits Analysis =
framework to identify=20
five major steps =A0in cost-benefits analysis

4.=A0=A0=A0=A0=A0 Understand and uncover the hidden indirect or intangible =
costs and=20
benefits

5.=A0=A0=A0=A0=A0 Identify all relevant costs and benefits=94 of a =
particular project in=20
a data driven business decision manner=2E

6.=A0=A0=A0=A0=A0 Prepare cost benefit analysis for projects and business =
decision=2E

=A0

TRAINING APPROACH

Where appropriate, activities will include the following:

=A0

=B7=A0=A0=A0=A0=A0=A0 Lecture and Video Presentation

=B7=A0=A0=A0=A0=A0=A0 Faciliated Group Discussions

=B7=A0=A0=A0=A0=A0=A0 Practical exercises and case studies

=A0

OUTLINE OF WORKSHOP

=A0

Introduction to Costs-Benefits Analysis (CBA) in Strategic Long-term =
Planning=20
=A0

-=A0=A0=A0 Conceptual foundations of costs benefits analysis

-=A0=A0=A0 Basic finance key terms and interpretation exercise

-=A0=A0=A0 Methods and templates used for business case for investment =
appraisal

-=A0=A0=A0 Projecting and forecasting future costs and benefits

-=A0=A0=A0 Estimating costs and benefits

=A0

Cost Benefits Analysis (CBA) Framework

-=A0=A0=A0 Understand and design the Costs-Benefits Analysis (CBA) =
Framework

-=A0=A0=A0 Identify goals and objectives of project proposals

-=A0=A0=A0 Metric for the measurement ie Benefit Cost Ratio (BCR) and =
Return on Investment=20
(ROI) and key difference

-=A0=A0=A0 Identify the costs and benefits

-=A0=A0=A0 Assigning value of each costs and benefits

-=A0=A0=A0 Comparison of costs and benefits=2E

=A0

Types of costs-benefits analysis (CBA) method =96 Part 1

-=A0=A0=A0 Understanding types of costs for preparation of CBA=2E

-=A0=A0=A0 Concepts of relevant costs, opportunity costs, trade offs and =
sunk costs

-=A0=A0=A0 Cost drivers and activity based costing for cost reduction

-=A0=A0=A0 Case study =96 Performing basic cost benefits analysis for =
business case=20
document=2E

=A0Types of costs-benefits analysis (CBA) method =96 Part 2

-=A0=A0=A0 Preparation of incremental analysis (Case Study) report=2E

-=A0=A0=A0 Identifying relevant costs and benefits -Direct vs. Indirect =
=95 External=20
vs. Internal =95 Tangible costs versus intangible

-=A0=A0=A0 Breakeven and contribution analysis for new products =
developments

=A0

Concept of Limiting Factor

-=A0=A0=A0 Understand the concept of limiting factor in resource =
allocation in project=20
planning=2E

=A0

Data Presentation and Visualisation

-=A0=A0=A0 Data visualisation

-=A0=A0=A0 Understand, interpret and communicate that data from CBA metric

=A0

Case study Method: Application of CBA

-=A0=A0=A0 Examples of CBA analysis for public and private sectors =
investments

-=A0=A0=A0 Prepare cost benefits analysis based on case study

-=A0=A0=A0 Group presentation on CBA

=A0

ABOUT THE FACILITATOR=20

=A0JOYCE

-=A0=A0=A0=A0=A0=A0 Chartered Accountant, Fellow ACCA UK (Year 2008) and =
MIA (Year 2003)

-=A0=A0=A0=A0=A0=A0 Certified Train the Trainer (TTT), PSMB, 2015 No: 13320

-=A0=A0=A0=A0=A0=A0 Certified Neuro Linguistic Programme (NLP) =
Practitioner & Certified=20
TimeLine Therapy NLP Coach, 2017 (ABNLP) & Licensed Hypnotherapist =
(Association=20
of Hypnotherapy Practitioners Malaysia AHPM 2017)

-=A0=A0=A0=A0=A0=A0 Certified Change Management Practitioner (PROSCI USA =
=96 2017)

=A0

Joyce is a Fellow Member of Chartered Association of Certified =
Accountants=20
(ACCA), United Kingdom (UK) and a Chartered Accountant member of Malaysia =
Institute=20
of Accountants (MIA). Her career began in one of the largest Malaysia =
conglomerate,=20
Berjaya Group of Companies in role of a group financial accountant. She =
then=20
moved into telecommunications (Maxis Communications, Nokia Networks) and =
ICT=20
industry (IBM Malaysia) in various roles in management, business & =
operational=20
finance, finance analysis, planning & budgeting. Since year 2012 & =
beyond,=20
she was headhunted to join one of the established regional and global =
FMCG=20
food/beverage, finance tech and recently, Avon, a global cosmetics single =
and=20
multi -level marketing industry in a senior commercial finance leadership =
role=2E

=A0

Her interest in training and facilitation began in Nokia Networks =
Malaysia=20
when she was requested to train business managers the essentials of =
finance=20
analysis, Sarbannes Oxley (SOX) compliance requirements and =
interpretation=20
of financials=2E

=A0

Due to passion and interest in public speaking, training and development =
she=20
was the Past President of Malaysian Insititute of Human Resource =
Management=20
(MIHRM) Toastmasters Club in year 2007-2008. She successfully obtained =
Advance=20
Communication Bronze, Advanced Communication Silver (ACB, ACS) and =
Competent=20
Leader (CL) communication awards from Toastmasters International, USA.=A0 =
In=20
addition, she was Past President of Rotaract Club of Port Klang =
Centennial,=20
part of Rotary International Organisation=2E

=A0

What you can expect from Joyce is the ability to explain some how complex =
financial=20
concepts in layman=92s terms. Plus point is her vast experience in =
business,=20
finance, accounting & people management gained in Malaysia PLCs and =
global=20
multi-national companies will enriches participants=92 knowledge and =
increases=20
their aptitude for appreciating the intricate subject of Finance and =
Management.=20
She also familiar with training of junior accountants in shared services =
accounting=20
function environment due to exposure in IBM Malaysia in shared services =
regional=20
accounting & finance center=2E

=A0

She has conducted various programs such as:

1.=A0=A0=A0=A0=A0=A0 Finance for Non Finance Personnel & Managers

2.=A0=A0=A0=A0=A0=A0 Use of Financial Information for Strategic Cost =
Management

3.=A0=A0=A0=A0=A0=A0 Effective Financial Management.=20

4.=A0=A0=A0=A0=A0=A0 Effective Credit Control Management and Processes

5.=A0=A0=A0=A0=A0=A0 Business Accounting & Accounting Functions=20

6.=A0=A0=A0=A0=A0=A0 Budgeting & Strategic Planning

7.=A0=A0=A0=A0=A0=A0 Financial Wellness & Literacy Workshop: Money and Me =
programmes=2E

8.=A0=A0=A0=A0=A0=A0 Accounting standards workshop and training

=A0

The list of clients who had benefitted from her expertise were:

1.=A0=A0=A0=A0 PMI Industries Sdn Bhd, & Mackenzie Industries =
(subsidiaries of Wah=20
Seong Group)

2.=A0=A0=A0=A0 Star Media Radio Group of Companies

3.=A0=A0=A0=A0 MyWIN Academy Berhad (Prime Minister=92s Department)

4.=A0=A0=A0=A0 Wah Seong Group Corporation Berhad

5.=A0=A0=A0=A0 Clipsal Manufacturing (Schneider Electric)

6.=A0=A0=A0=A0 Bintulu Development Authority (BDA)

7.=A0=A0=A0=A0 Sudong (subsidiary company of Singtel Telecommunications =
Inc) Malacca=20
& Klang=20

8.=A0=A0=A0=A0 UMW Corporation Berhad SL1M programmes

9.=A0=A0=A0=A0 Gentpac Malaysia (Shared Services Accounting and Finance =
Center)=20

10.=A0 UEM Edgenta Malaysia Berhad

11.=A0 Construction Industrial Development Berhad (CIDB)

12.=A0 Malaysian Communications and Multimedia Commission (MCMC)

13.=A0 Amway Malaysia Holdings Berhad

14.=A0 Salcon Engineering Berhad

15.=A0 Malakoff Corporation Berhad (MCB) and subsidiaries.=20

16.=A0 Human Resource Development Fund (HRDF) Finance Public Programmes: =
PENJANA=20
for Small & Medium Size (SME)

(SBL Khas / HRD Corp Claimable Course)

TRAINING FEE

14 hours Remote Online Training (Via Zoom)

RM 1,296.00/pax=A0=A0=A0=A0 (excluded 8% SST)  =20

2 days Face-to-Face Training (Physical Training at Hotel)

RM 1,900.00/pax=A0=A0=A0=A0 (excluded 8% SST)

Group Registration: Register 3 participants from the same organization, =
the=20
4th participant is FREE.=20
(Buy 3 Get 1 Free) if Register before 8 Apr 2026. Please act fast to grab =
your=20
favourite training program!

=A0

We hope you find it informative and interesting and we look forward to =
seeing=20
you soon=2E

Please act fast to grab your favorite training program! Pleasecall =
012-588=20
2263

or email to james-otc@outlook.com

=A0

Do forward this email to all your friends and colleagues who might be =
interested=20
to attend these programs

=A0

If you would like to unsubscribe from our email list at any time, please =
simply=20
reply to the e-mail and type Unsubscribe

in the subject area. We will remove your name from the list and you will =
not=20
receive any additional e-mail=2E

If you=92ve already unsubscribed but you are still receiving emails, =
kindly check=20
with your IT technician whether another email address=20

is linked to yours.We apologize for any inconvenience caused and =
appreciate=20
your understanding=2E

Thanks=A0

Regards

James

OTC Training Centre Sdn Bhd
Mobile No. : 012-5882263

Email address:=A0james-otc@outlook.com

=A0

--9bb5b7208e2d14b632af0d97001935ba
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<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN">
<html>
<head>
<meta content=3D"text/html; charset=3D" http-equiv=3D"content-type">
</head>
<body style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Tahoma, Tahoma">
<font=20
size=3D3><a=20
href=3D"https://drive.google.com/file/d/1GhumjuVQhtq95TaFzopFNWU8orTmfUlW/v=
iew?usp=3Dsharing">CLICK=20
HERE TO DOWNLOAD THE FULL BROCHURE FILE!!!</a>
<font=20
size=3D3>Please<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: EN-US'> =
call=20
012-588 2263<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><?xml:namespace=20
prefix =3D "o" ns =3D "urn:schemas-microsoft-com:office:office"=20
/><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'><font=20
size=3D3>&nbsp;email to =
<a><span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'><font=20
size=3D3>james-otc@outlook.com</a><span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p>&nbsp;</o:p>
HYBRID=20
PUBLIC PROGRAM<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 28pt; FONT-FAMILY: "Times New Roman",serif; COLOR: =
blue; mso-ansi-language: EN-US'>ESSENTIAL=20
COST BENEFIT ANALYSIS
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 18pt; FONT-FAMILY: "Times New Roman",serif; =
BACKGROUND: yellow; COLOR: black; mso-ansi-language: EN-US'>(**=20
Choose either Zoom OR Physical Session)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 14pt; FONT-FAMILY: "Times New Roman",serif; =
mso-ansi-language: EN-US'>Remote=20
Online Training (Via=20
Zoom)&nbsp;&nbsp;&amp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 14pt; FONT-FAMILY: "Times New Roman",serif; =
mso-ansi-language: EN-US'>Dorsett=20
Grand Subang Hotel, Selangor&nbsp; <span=20
style=3D"COLOR: red">(Physical)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US style=3D"FONT-SIZE: 11pt; mso-ansi-language: EN-US"><font=20
face=3DArial>&nbsp;=20
(SBL=20
Khas / HRD Corp Claimable Course)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 14pt; FONT-FAMILY: "Times New Roman",serif; =
mso-ansi-language: EN-US'>Date=20
: 15 Apr 2026 (Wed) |&nbsp; 9am =96 =
5pm<span=20
style=3D"COLOR: #0d0d0d">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; =
&nbsp;By=20
Joyce<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<a=20
name=3D_Hlk92710438>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
16 Apr </a>2026=20
(Thu)&nbsp; |&nbsp; 9am =96 5pm&nbsp;&nbsp; <span=20
style=3D"COLOR: =
#0d0d0d">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<span=20
style=3D"COLOR: white">.<span=20
style=3D"COLOR: #0d0d0d">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; =
<span=20
style=3D"COLOR: white">.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>OVERVIEW<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-GB=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-GB'>The=20
cost benefit analysis course picks up on essential aspects of =
business=20
and financial acumen to further develop the skills and confidence for =
investment=20
decision making. Cost-benefit analysis (CBA) involves the use of =
microeconomics=20
to formally assess the costs and benefits of different projects or =
investments.=20
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>By=20
acquiring this required skill of constructing cost benefit analysis, it =
will=20
contribute effectively to the organization performance by improving =
business=20
decision making skill. This programme will highlight methods used by top=20
management from business and finance function which are relevant today =
for=20
organisation long term success.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-GB=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-GB'>This=20
course provides you with the conceptual foundations, framework and =
practical=20
knowledge you will need to both conduct CBA. <span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-GB=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-GB'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>Who=20
should attend: Staff with=20
financial responsibility or seeking a refresher in analysis, business =
finance=20
analysts, commercial accountants, project managers, budget analysts, vice=20
presidents of finance, controllers and treasurers. <span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: =
black'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>OBJECTIVES<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
On=20
completion of the programme, participants will be able to:-<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">1.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Understand=20
the advantages of cost-benefits analysis (CBA) in an increasingly dynamic =
and=20
fast changing world<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">2.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Contribute=20
more effectively in corporate investment strategy by taking a more =
proactive and=20
forward looking approach in costs reduction and generating value ie=20
benefits.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">3.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Understand=20
and design the Cost-Benefits Analysis framework to identify five major =
steps=20
&nbsp;in cost-benefits analysis<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">4.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Understand=20
and uncover the hidden indirect or intangible costs and =
benefits<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">5.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
I<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'>dentify=20
all relevant costs and benefits=94 of a particular project in a data =
driven=20
business decision manner.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">6.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Prepare=20
cost benefit analysis for projects and business decision.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: =
black'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>TRAINING=20
APPROACH<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
Where=20
appropriate, activities will include the following:<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<o:p>&nbsp;</o:p>
<span=20
style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt"><span=20
style=3D"mso-list: Ignore">=B7<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Lecture and=20
Video Presentation<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt"><span=20
style=3D"mso-list: Ignore">=B7<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Faciliated=20
Group Discussions<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D"FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; =
mso-bidi-font-family: Symbol; mso-bidi-font-size: 10.0pt"><span=20
style=3D"mso-list: Ignore">=B7<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Practical=20
exercises and case studies<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: =
black'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
OUTLINE=20
OF WORKSHOP<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<div align=3Dcenter>
<table class=3DMsoNormalTable=20
style=3D"BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; =
mso-padding-alt: 0cm 0cm 0cm 0cm"=20
cellSpacing=3D0 cellPadding=3D0 border=3D0>
 =20
 <tr style=3D"mso-yfti-irow: 0; mso-yfti-firstrow: yes; mso-yfti-lastrow: =
yes">
 <td=20
 style=3D"BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext =
1pt solid; WIDTH: 545.45pt; BORDER-BOTTOM: windowtext 1pt solid; =
PADDING-BOTTOM: 0cm; PADDING-TOP: 0cm; PADDING-LEFT: 5.4pt; BORDER-LEFT: =
windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BACKGROUND-COLOR: =
transparent"=20
 vAlign=3Dtop width=3D727>
 <span=20
 lang=3DEN-GB=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-GB; mso-ligatures: standardcontextual'>Introduction=20
 to Costs-Benefits Analysis (CBA) in Strategic Long-term Planning=20
 &nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; LINE-HEIGHT: 115%; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-bidi-font-size: 10.0pt; mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Conceptual=20
 foundations of costs benefits analysis<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; LINE-HEIGHT: 115%; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-bidi-font-size: 10.0pt; mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Basic=20
 finance key terms and interpretation exercise<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; LINE-HEIGHT: 115%; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-bidi-font-size: 10.0pt; mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Methods=20
 and templates used for business case for investment =
appraisal<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; LINE-HEIGHT: 115%; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-bidi-font-size: 10.0pt; mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Projecting=20
 and forecasting future costs and benefits<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; LINE-HEIGHT: 115%; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-bidi-font-size: 10.0pt; mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Estimating=20
 costs and benefits<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 &nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-GB; mso-ligatures: standardcontextual'>Cost=20
 Benefits Analysis (CBA) Framework<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Understand=20
 and design the Costs-Benefits Analysis (CBA)=20
 Framework<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Identify=20
 goals and objectives of project proposals<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Metric=20
 for the measurement ie Benefit Cost Ratio (BCR) and Return on =
Investment=20
 (ROI) and key difference<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Identify=20
 the costs and benefits<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Assigning=20
 value of each costs and benefits<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Comparison=20
 of costs and benefits.<o:p></o:p>
 &nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-GB; mso-ligatures: standardcontextual'>Types=20
 of costs-benefits analysis (CBA) method =96 Part 1<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Understanding=20
 types of costs for preparation of CBA.<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Concepts=20
 of relevant costs, opportunity costs, trade offs and sunk=20
 costs<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Cost=20
 drivers and activity based costing for cost=20
reduction<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; mso-ansi-language: EN-GB; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Case=20
 study =96 Performing basic cost benefits analysis for business case=20
 document.<o:p></o:p></td>
 <td=20
 style=3D"BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext =
1pt solid; WIDTH: 556.5pt; BORDER-BOTTOM: windowtext 1pt solid; =
PADDING-BOTTOM: 0cm; PADDING-TOP: 0cm; PADDING-LEFT: 5.4pt; BORDER-LEFT: =
#f0f0f0; PADDING-RIGHT: 5.4pt; BACKGROUND-COLOR: transparent"=20
 vAlign=3Dtop width=3D742>
 <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; mso-ligatures: standardcontextual'>&nbsp;<span=20
 lang=3DEN-GB=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-GB; mso-ligatures: standardcontextual'>Types=20
 of costs-benefits analysis (CBA) method =96 Part 2<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-ligatures: standardcontextual'><o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Preparation=20
 of incremental analysis (Case Study) report.<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Identifying=20
 relevant costs and benefits -Direct vs. Indirect =95 External vs. =
Internal =95=20
 Tangible costs versus intangible<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Breakeven=20
 and contribution analysis for new products=20
 developments<o:p></o:p>
 &nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-GB; mso-ligatures: standardcontextual'>Concept=20
 of Limiting Factor<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 style=3D"FONT-FAMILY: Symbol; LINE-HEIGHT: 115%; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-bidi-font-size: 10.0pt; mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Understand=20
 the concept of limiting factor in resource allocation in project=20
 planning.<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 &nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-GB; mso-ligatures: standardcontextual'>Data=20
 Presentation and Visualisation<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Data=20
 visualisation<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Understand,=20
 interpret and communicate that data from CBA =
metric<o:p></o:p>
 &nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-GB; mso-ligatures: standardcontextual'>Case=20
 study Method: Application of CBA<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Examples=20
 of CBA analysis for public and private sectors=20
 investments<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Prepare=20
 cost benefits analysis based on case study<o:p></o:p>
 <span=20
 lang=3DEN-GB=20
 style=3D"FONT-FAMILY: Symbol; COLOR: black; mso-ansi-language: =
EN-GB; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; =
mso-ligatures: standardcontextual"><span=20
 style=3D"mso-list: Ignore">-<span=20
 style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;=20
 Group=20
 presentation on CBA<o:p></o:p>
 &nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: =
black; LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'>&nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
COLOR: black; LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'>&nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 <span=20
 style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ligatures: =
standardcontextual'>&nbsp;<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 130%; mso-ligatures: =
standardcontextual'><o:p></o:p></td></tr></table></div>
&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>&nbsp;<span=20
style=3D'FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>ABOUT=20
THE FACILITATOR <span=20
style=3D'FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'><font=20
size=3D3>&nbsp;JOYCE<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 16pt; FONT-FAMILY: "Times New Roman",serif; =
mso-ansi-language: EN-US'>=20
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Symbol; LINE-HEIGHT: 125%; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Chartered=20
Accountant, Fellow ACCA UK (Year 2008) and MIA (Year 2003)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Symbol; LINE-HEIGHT: 125%; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Certified=20
Train the Trainer (TTT), PSMB, 2015 No: 13320<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Symbol; LINE-HEIGHT: 125%; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Certified=20
Neuro Linguistic Programme (NLP) Practitioner &amp; Certified TimeLine =
Therapy=20
NLP Coach, 2017 (ABNLP) &amp; Licensed Hypnotherapist (Association of=20
Hypnotherapy Practitioners Malaysia AHPM 2017)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Symbol; LINE-HEIGHT: 125%; =
mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><span=20
style=3D"mso-list: Ignore">-<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Certified=20
Change Management Practitioner (PROSCI USA =96 2017)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>Joyce=20
is a Fellow Member of Chartered Association of Certified Accountants =
(ACCA),=20
United Kingdom (UK) and a Chartered Accountant member of Malaysia =
Institute of=20
Accountants (MIA). Her career began in one of the largest Malaysia =
conglomerate,=20
Berjaya Group of Companies in role of a group financial accountant. She =
then=20
moved into telecommunications (Maxis Communications, Nokia Networks) and =
ICT=20
industry (IBM Malaysia) in various roles in management, business &amp;=20
operational finance, finance analysis, planning &amp; budgeting. Since =
year 2012=20
&amp; beyond, she was headhunted to join one of the established regional =
and=20
global FMCG food/beverage, finance tech and recently, Avon, a global =
cosmetics=20
single and multi -level marketing industry in a senior commercial finance=20
leadership role.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>Her=20
interest in training and facilitation began in Nokia Networks Malaysia =
when she=20
was requested to train business managers the essentials of finance =
analysis,=20
Sarbannes Oxley (SOX) compliance requirements and interpretation of=20
financials.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>Due=20
to passion and interest in public speaking, training and development she =
was the=20
Past President of Malaysian Insititute of Human Resource Management =
(MIHRM)=20
Toastmasters Club in year 2007-2008. She successfully obtained =
Advance=20
Communication Bronze, Advanced Communication Silver (ACB, ACS) and =
Competent=20
Leader (CL) communication awards from Toastmasters International, =
USA.&nbsp; In=20
addition, she was Past President of Rotaract Club of Port Klang =
Centennial, part=20
of Rotary International Organisation.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>What=20
you can expect from Joyce is the ability to explain some how complex =
financial=20
concepts in layman=92s terms. Plus point is her vast experience in =
business,=20
finance, accounting &amp; people management gained in Malaysia PLCs and =
global=20
multi-national companies will enriches participants=92 knowledge and =
increases=20
their aptitude for appreciating the intricate subject of Finance and =
Management.=20
She also familiar with training of junior accountants in shared services=20
accounting function environment due to exposure in IBM Malaysia in shared=20
services regional accounting &amp; finance center.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>She=20
has conducted various programs such as:<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%; mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">1.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Finance=20
for Non Finance Personnel &amp; Managers<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%; mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">2.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Use=20
of Financial Information for Strategic Cost Management<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%; mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">3.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Effective=20
Financial Management. <span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%; mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">4.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Effective=20
Credit Control Management and Processes<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%; mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">5.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Business=20
Accounting &amp; Accounting Functions <span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%; mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">6.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Budgeting=20
&amp; Strategic Planning<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%; mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">7.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Financial=20
Wellness &amp; Literacy Workshop: Money and Me programmes.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%; mso-fareast-font-family: "Times New Roman"'><span=20
style=3D"mso-list: Ignore">8.<span=20
style=3D'FONT: 7pt "Times New =
Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;=20
Accounting=20
standards workshop and training<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; =
mso-ansi-language: EN-US'>The=20
list of clients who had benefitted from her expertise were:<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">1.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
PMI=20
Industries Sdn Bhd, &amp; Mackenzie Industries (subsidiaries of Wah Seong=20
Group)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">2.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
Star=20
Media Radio Group of Companies<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">3.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
MyWIN=20
Academy Berhad (Prime Minister=92s Department)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">4.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
Wah=20
Seong Group Corporation Berhad<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">5.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
Clipsal=20
Manufacturing (Schneider Electric)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">6.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
Bintulu=20
Development Authority (BDA)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">7.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
Sudong=20
(subsidiary company of Singtel Telecommunications Inc) Malacca &amp; =
Klang=20
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">8.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
UMW=20
Corporation Berhad SL1M programmes<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">9.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;=20
Gentpac=20
Malaysia (Shared Services Accounting and Finance Center) <span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">10.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp; <font=20
size=3D3>UEM=20
Edgenta Malaysia Berhad<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">11.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp; <font=20
size=3D3>Construction=20
Industrial Development Berhad (CIDB)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">12.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp; <font=20
size=3D3>Malaysian=20
Communications and Multimedia Commission (MCMC)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">13.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp; <font=20
size=3D3>Amway=20
Malaysia Holdings Berhad<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">14.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp; <font=20
size=3D3>Salcon=20
Engineering Berhad<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">15.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp; <font=20
size=3D3>Malakoff=20
Corporation Berhad (MCB) and subsidiaries. <span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: black; LINE-HEIGHT: =
125%; mso-fareast-font-family: "Times New Roman"; mso-bidi-font-size: =
10.0pt'><span=20
style=3D"mso-list: Ignore">16.<span=20
style=3D'FONT: 7pt "Times New Roman"'>&nbsp; <font=20
size=3D3>Human=20
Resource Development Fund (HRDF) Finance Public Programmes: PENJANA for =
Small=20
&amp; Medium Size (SME)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 125%'><o:p></o:p>
<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: =
black'><br=20
style=3D"mso-special-character: line-break; break-before: auto"=20
clear=3Dall><o:p></o:p>
(SBL=20
Khas / HRD Corp Claimable Course)<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%'><o:p></o:p>
<div align=3Dcenter>
<table class=3DMsoNormalTable=20
style=3D"WIDTH: 521pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; =
mso-padding-alt: 0cm 0cm 0cm 0cm"=20
cellSpacing=3D0 cellPadding=3D0 width=3D695 border=3D0>
 =20
 <tr style=3D"HEIGHT: 17.1pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes">
 <td=20
 style=3D"BORDER-TOP: #a6a6a6 1pt solid; HEIGHT: 17.1pt; BORDER-RIGHT: =
#a6a6a6 1pt solid; WIDTH: 521pt; BACKGROUND: #ceddea; BORDER-BOTTOM: =
#a6a6a6 1pt solid; PADDING-BOTTOM: 2.9pt; PADDING-TOP: 2.9pt; =
PADDING-LEFT: 2.9pt; BORDER-LEFT: #a6a6a6 1pt solid; PADDING-RIGHT: =
2.9pt"=20
 width=3D695 colSpan=3D2>
 TRAINING=20
 FEE<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p></td></tr>
 <tr style=3D"HEIGHT: 38.75pt; mso-yfti-irow: 1">
 <td=20
 style=3D"BORDER-TOP: #f0f0f0; HEIGHT: 38.75pt; BORDER-RIGHT: #bebebe =
1pt solid; WIDTH: 237.15pt; BORDER-BOTTOM: #a6a6a6 1pt solid; =
PADDING-BOTTOM: 2.9pt; PADDING-TOP: 2.9pt; PADDING-LEFT: 2.9pt; =
BORDER-LEFT: #a6a6a6 1pt solid; PADDING-RIGHT: 2.9pt; BACKGROUND-COLOR: =
transparent"=20
 width=3D316>
 14=20
 hours Remote Online Training (Via=20
 Zoom)<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 RM=20
 1,296.00/pax&nbsp;&nbsp;&nbsp;&nbsp; (excluded 8% =
SST)<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p></td>
 <td=20
 style=3D"BORDER-TOP: #f0f0f0; HEIGHT: 38.75pt; BORDER-RIGHT: #a6a6a6 =
1pt solid; WIDTH: 283.85pt; BORDER-BOTTOM: #a6a6a6 1pt solid; =
PADDING-BOTTOM: 2.9pt; PADDING-TOP: 2.9pt; PADDING-LEFT: 2.9pt; =
BORDER-LEFT: #f0f0f0; PADDING-RIGHT: 2.9pt; BACKGROUND-COLOR: =
transparent"=20
 width=3D378>
 2=20
 days Face-to-Face Training (Physical =
Training=20
 at Hotel)<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p>
 RM=20
 1,900.00/pax&nbsp;&nbsp;&nbsp;&nbsp; (excluded 8% =
SST)<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 115%; mso-ligatures: =
standardcontextual'><o:p></o:p></td></tr>
 <tr style=3D"HEIGHT: 30.55pt; mso-yfti-irow: 2; mso-yfti-lastrow: yes">
 <td=20
 style=3D"BORDER-TOP: #f0f0f0; HEIGHT: 30.55pt; BORDER-RIGHT: #a6a6a6 =
1pt solid; WIDTH: 521pt; BORDER-BOTTOM: #a6a6a6 1pt solid; PADDING-BOTTOM: =
2.9pt; PADDING-TOP: 2.9pt; PADDING-LEFT: 2.9pt; BORDER-LEFT: #a6a6a6 1pt =
solid; PADDING-RIGHT: 2.9pt; BACKGROUND-COLOR: transparent"=20
 width=3D695 colSpan=3D2>
 Group=20
 Registration: Register=20
 3 participants from the same organization, the 4th participant is =
FREE.=20
 (Buy 3 Get 1 Free) if Register=20
 before 8 Apr 2026.=20
 Please act fast to grab your favourite training =
program!<span=20
 style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
LINE-HEIGHT: 110%; mso-ligatures: =
standardcontextual'><o:p></o:p></td></tr></table></div>
<span=20
lang=3DEN-US=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New Roman",serif; =
mso-ansi-language: EN-US'>&nbsp;<a=20
name=3D_Hlk129099582></a><a name=3D_Hlk61620322></a><span=20
style=3D"mso-bookmark: _Hlk129099582"><o:p></o:p>
<font=20
size=3D3>We hope=20
you find it informative and interesting and we look forward to seeing you=20
soon.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>Please=20
act fast to grab your favorite training program! Please call =
012-588=20
2263<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<span=20
lang=3DEN-US=20
style=3D'FONT-FAMILY: "Times New Roman",serif; mso-ansi-language: =
EN-US'><font=20
size=3D3>or email to <a><font=20
size=3D3>james-otc@outlook.com</a><span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>Do=20
forward this email to all your friends and colleagues who might be =
interested to=20
attend these programs<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif; COLOR: =
red'>&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>If=20
you would like to unsubscribe from our email list at any time, please =
simply=20
reply to the e-mail and type Unsubscribe <span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>in=20
the subject area. We will remove your name from the list and you will not=20
receive any additional e-mail.<span=20
style=3D"COLOR: #c00000"> <span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>If=20
you=92ve already unsubscribed but you are still receiving emails, kindly =
check=20
with your IT technician whether another email address <span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>is=20
linked to yours.We apologize for any inconvenience caused and appreciate =
your=20
understanding.<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<a name=3D_Hlk150119406></a><a=20
name=3D_Hlk132667902></a><span=20
style=3D"mso-bookmark: _Hlk150119406">Thanks&nbsp;<span=20
style=3D"mso-bookmark: _Hlk150119406"><span=20
style=3D'FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<a name=3D_Hlk136959115><font=20
size=3D3>Regards</a><span=20
style=3D"mso-bookmark: _Hlk136959115"><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif'><o:p></o:p>
James<span=20
style=3D'FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
OTC=20
Training Centre Sdn Bhd Mobile=20
No. : 012-5882263<span=20
style=3D'FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>
<font=20
size=3D3>Email address:&nbsp;<a><font=20
size=3D3>james-otc@outlook.com</a><span=20
style=3D'FONT-FAMILY: "Times New Roman",serif'><o:p></o:p>
<o:p>&nbsp;</o:p>
&nbsp;<span=20
style=3D'FONT-SIZE: 10pt; FONT-FAMILY: "Times New =
Roman",serif'><o:p></o:p>

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